People & Couples Financial Strategy
Buying a home requires more than finding a property. Your credit, debt, income, taxes, bank statements, cash flow, and documentation must be working together. Melissa Frierson, MBA helps you review your current financial readiness, examine credit reports and debt obligations, estimate debt-to-income considerations, organize income and employment documentation, and identify unresolved tax or credit issues.
You receive a mortgage-readiness checklist, a savings goal for closing and moving expenses, a step-by-step preparation timeline, and coordinated documentation for your loan professional.
I do not approve mortgages or replace a licensed mortgage professional. I help you become financially and administratively prepared to work with one. Available nationwide.
How I Help You Prepare
Buying a home requires more than finding a property. Your credit, debt, income, taxes, bank statements, cash flow, and documentation must be working together. I can help you:
- Review your current financial readiness.
- Examine your credit reports and debt obligations.
- Estimate debt-to-income considerations.
- Organize income and employment documentation.
- Identify unresolved tax or credit issues.
- Create a mortgage-readiness checklist.
- Establish a savings goal for closing and moving expenses.
- Prepare questions for a licensed loan officer.
- Compare the financial effect of different housing scenarios.
- Create a step-by-step preparation timeline.
- Coordinate documentation for your loan professional.
I do not approve mortgages or replace a licensed mortgage professional. I help you become financially and administratively prepared to work with one.
From Not Ready to Ready
Many people assume they are not ready for homeownership without ever getting a clear picture of what needs to change. I help you identify exactly what stands between you and mortgage readiness, then build a step-by-step timeline to close each gap.
Whether you are a first-time homebuyer or returning after a previous purchase, the process is the same: assess the whole situation, identify the obstacles, and build a practical path to readiness.
Frequently Asked Questions
Questions and answers
Yes. I can help you organize credit, debt, income, tax, savings, and documentation concerns before or while you work with a licensed mortgage professional.
No. I do not approve mortgages or replace a licensed mortgage professional. I help you become financially and administratively prepared to work with one.
Yes. I help you estimate debt-to-income considerations, organize income and employment documentation, and identify unresolved tax or credit issues that may affect your mortgage readiness.
Yes. Virtual strategic advisory, coaching, research, financial organization, and implementation-support services are available nationwide.
Start With a Direction Session
Your situation deserves more than a generic answer. The Direction Session is a focused 60-minute strategic consultation. If additional work is needed, you will receive a recommended scope of service. You are not required to purchase an extended engagement.
Schedule Your Direction Session